Pradhan Mantri Awas Yojana (Urban & Gramin) (PMAY)

Ministry / Dept Ministry of Housing and Urban Affairs & Ministry of Rural Development

Official Launch Date 25 June 2015

Last Verified (IST) 20 Jan 2026

Housing for All — providing pucca houses with basic amenities like water, sanitation, and electricity.

Financial assistance of ₹1.20 lakh to ₹1.30 lakh in rural areas, interest subsidy on home loans under CLSS in urban areas.

Homeless families and those living in kutcha/dilapidated houses in rural and urban areas.

Gram Sabha verification for PMAY-G; Urban local body application and portal registration for PMAY-U.

Aadhaar, income certificate, land/house status affidavit.

Over 4 crore houses sanctioned and constructed across rural and urban India.

Latest Verified Update: Cabinet approved assistance for an additional 3 crore houses under PMAY 2.0.

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